Choose an ad. Review the rate, limits, method and records. Reputation does not certify identity.
Agree in chat first. The order is created only after both sides send a message, confirm the terms and tap Start trade.
Check full escrow. The order’s full USDT must be funded before you pay INR.
Pay, then mark paid. Mark paid only after actually making the agreed payment.
Check actual INR receipt. Sellers: verify receipt. For bank credit, check your receiving bank account. Screenshots and a paid marker do not verify receipt.
Understand release. Release is irreversible. USDT reaches the buyer’s platform balance; on-chain withdrawal is separate.
A chat request expires after 30 minutes if the ad owner does not respond. A request or a chat is not an order; Start trade creates it.
Escrow holds USDT, not INR. An Escrowed ad badge covers its minimum tradable amount, not the entire ad or every order.
The seller must fund the order’s full USDT within 30 minutes of creation, before the buyer pays INR.
The buyer has 30 minutes to pay after full escrow. With the seller’s agreement, one additional 30-minute payment window is available.
Receipt, release and dispute
The seller checks all agreed INR has arrived; QikCrypto does not automatically verify receipt.
Manual release is irreversible. USDT goes to the buyer’s platform balance; on-chain withdrawal is separate.
After the buyer marks paid, USDT auto-releases in 60 minutes unless a dispute or support freeze blocks it. A missed reminder does not extend the timer.
After an order is marked paid, opening a dispute requests support and immediately freezes the order and its USDT escrow. Release, cancellation and auto-release are blocked pending a manual determination.
On-chain route: BSC / BEP20. TRON and Ethereum entries are closed.
Cancellation
Before payment, a buyer’s unilateral cancellation counts against that buyer. A seller must request negotiated cancellation; mutual agreement counts against neither party.
A marked-paid order cannot be cancelled unilaterally.
If the buyer confirms no payment was made and requests negotiated cancellation, the paid marker is withdrawn. The original deadline remains; the buyer cannot mark the order paid again.
Negotiation does not pause the countdown.
Reputation
Trade counts and timing averages are records, not identity certification or a promise for the next order. They do not certify INR sources or guarantee a bank outcome.
How reputation fields are calculated
Personal success counts exclude merchant-ad trades. Personal completion rate is successful trades divided by successful trades plus that person’s active cancellations; counterparty cancellations, negotiated cancellations and system timeouts are excluded. The platform homepage uses a different completion-rate definition; do not apply the personal formula to it.
The average trade time for the last 30 days runs from order creation to completion. A seller’s personal average release time runs from the paid marker to completion in that seller’s historical orders. A dash (—) means there is no sample. Neither average is a promise for your next order.
L0–L4 reflect personal successful-trade counts: 0, 1–4, 5–9, 10–49 and 50+. They are not identity certification. Dispute counts do not establish wrongdoing. Recent activity is product activity, not Telegram online status. Feedback is Smooth, Slower or Had a problem; QikCrypto does not use a five-star rating.
Reputation and escrow do not certify the source of INR, verify bank receipt or guarantee recovery or any bank or UPI outcome.
